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Tradeplan 401K helps you manage your retirement account by answering just one question: “Is the stock market in an uptrend or a downtrend?” With the answer to that question always at your fingertips, you can allocate your 401K however you see fit – Stocks and Index funds when the markets are up trending, or Fixed Income and Bond funds when the markets are in a downtrend. Tradeplan 401K provides fully a backtested solution that includes 2 stock funds and 2 bond funds, but users are able to customize these funds and run the back testing again, to see if they can find a better solution. Since major market changes don’t happen very frequently, Tradeplan 401k will minimize to the background and only alert you when necessary.